Digimune, a number one ICT distributor and supplier of cloud-based cybersecurity options, has introduced that ViaCarte, a distinguished cost options firm licensed by Visa and Mastercard within the Bahamas, has built-in Digimune’s cutting-edge privateness safety know-how into its banking platform.
Identicate, a bespoke resolution developed by Digimune and Viacarte, is a revolutionary product that gives complete safety for banking customers. The answer was developed in collaboration with cybersecurity large Norton and London-based Lloyds. It breaks new floor in each insurtech and fintech by addressing essential privateness considerations for card holders.
ViaCarte purchasers now have the choice so as to add Identicate as a voluntary service, offering complete safety in opposition to theft, fraud and information loss. This partnership between Digimune, ViaCarte, Norton and Lloyds units a brand new commonplace in privateness safety, guaranteeing that card holders can get pleasure from the advantages of digital funds with peace of thoughts. The answer will go reside in October.
Digimune: the spine of Identicate
On the coronary heart of Identicate is Digimune’s superior API (software programming interface), which has been seamlessly embedded into ViaCarte’s complete banking platform, providing card holders unmatched safety. With Digimune’s know-how, ViaCarte purchasers can monitor and activate privateness safety options straight from their cellular app, offering real-time, 24/7 protection in opposition to identification theft, fraud and information breaches.
“Digitisation has undoubtedly reworked virtually each side of our lives and caused innumerable advantages. Nevertheless, it comes hand in hand with a number of invisible threats,” mentioned Digimune MD Simon Campbell-Younger. “Information breaches and identification theft are rising threats in right now’s digital world, with rising studies of non-public data being stolen and misused. As extra folks conduct their lives on-line, from banking to social media, cybercriminals have extra alternatives to entry delicate information.”
Campbell-Younger mentioned the results may be devastating, together with monetary loss, broken credit score and long-term difficulties in restoring one’s identification. With refined techniques akin to phishing, social engineering and information breaches on the rise, people and companies should be vigilant in defending private and monetary data. “We wanted a proactive resolution, and with that in thoughts, Identicate was born.”
The Identicate resolution
Identicate gives a set of options designed to guard card holders from a variety of cyberthreats. With steady darkish net monitoring, the answer scans for compromised digital property akin to social safety numbers, bank card data, e-mail addresses and checking account particulars. When a risk is detected, Identicate notifies the consumer instantly, permitting them to take swift motion to mitigate dangers.
Digimune’s platform goes past simply monitoring; it additionally educates customers on cybersecurity consciousness and prevention. This contains phishing and ransomware coaching, empowering customers to guard themselves in an more and more digital world.
Alongside Identicate, subscribers can profit from DigiCare’s Cyber Guarantee that gives monetary safety for any losses suffered. With a spread of protection choices, customers can select the extent of safety that fits their wants. The guarantee covers a spread of dangers, together with phishing scams, virus assaults, dumpster diving, fraudulent in-app purchases and fraudulent EFTs.
Fixing a slew of challenges
Digimune’s Identicate platform addresses a number of challenges confronted by fashionable card holders:
- E-mail addresses: Hackers can use stolen e-mail addresses to launch phishing assaults, achieve entry to accounts or promote them on darkish net marketplaces. Identicate screens for any unauthorised use of the consumer’s e-mail deal with, alerting them to potential threats.
- Identity numbers: A compromised identification quantity can result in fraudulent loans, tax scams and even felony actions beneath your title. The system offers alerts if an identification quantity is in danger.
- Passport numbers: Stolen passport numbers can be utilized for identification theft and unlawful journey. Monitoring helps stop such eventualities by scanning for misuse of your passport particulars.
- Bank card data: Bank card theft is a major concern, resulting in unauthorised purchases and monetary loss. Identicate constantly scans for leaked bank card particulars and notifies customers if any breaches are detected.
- Telephone numbers: Hackers can use stolen telephone numbers for Sim swapping, resulting in account takeovers. The platform screens for any indicators of such actions.
- Checking account numbers: Compromised checking account numbers can lead to unauthorised withdrawals or transfers. Identicate offers early warnings to forestall monetary losses.
- Date of start: A date of start is commonly used as a safety query or for identification verification. If compromised, it may be used to unlock accounts or steal identities. Digimune safeguards this essential data.
- Bodily addresses: Stolen addresses can result in fraudulent deliveries and even bodily threats. The platform screens for any suspicious use of your deal with particulars.
- Medical help ID numbers: These can be utilized in fraudulent medical claims, placing your well being and funds in danger. Digimune ensures medical IDs stay protected.
- Social insurance coverage numbers: A stolen social insurance coverage quantity can result in fraudulent tax filings and identification theft. Identicate offers safety in opposition to these dangers.
Enhancing safety in opposition to evolving threats
As Digimune continues to safe revolutionary partnerships just like the one with ViaCarte, the corporate stays centered on increasing its attain and enhancing safety in opposition to the evolving threats of the digital age.
With extra offers on the horizon, Campbell-Younger mentioned Digimune is dedicated to offering cutting-edge options that safeguard identities and property, guaranteeing that companies and people can confidently function in right now’s linked world.
